Planning for care. For life.

Valuing, Preserving, and Maximizing Third Party Benefits

Providing care for individuals with special medical needs can be extremely expensive. Visits to medical providers, medications, home health care, durable medical equipment and other costs add up quickly and are often required for a lifetime. In addition, many individuals with special needs are unable to sustain employment and reach financial independence. Fortunately, there are … Continue reading Valuing, Preserving, and Maximizing Third Party Benefits

The Value of Work, and Preserving Benefits

For individuals with special needs, the transition to adulthood can be especially daunting because of vocational challenges and management of essential disability benefits. Upon completion of their child’s schooling – the million-dollar question that many parents of special needs children ask is:  “What is my child going to do all day as an adult?” Work … Continue reading The Value of Work, and Preserving Benefits

Client with Mental Illness and A Diminishing Family Trust

Summary: A bank trustee had recently run an analysis of a client’s trust funds and came to a disturbing realization: The 48-year-old man diagnosed with schizophrenia was facing rising long-term care facility costs. In addition, he did not appear to be receiving any insurance benefits and at the current spending rate, he was sure to … Continue reading Client with Mental Illness and A Diminishing Family Trust